California Renter's Insurance -
Protect Your Personal Property with a Renter's Insurance Policy

 

After a Covered Loss, a Renters Insurance Policy Replaces Your Personal Property, & Defends You if You are Sued.

Plain & Simple - you worked hard to earn all of your personal property. It would be devastating to have to replace it all.

Just think about it. How much would it cost you to replace all of this stuff and all of the miscellaneous items you have aquired over the years. Below, we list some of the most common items in a household. Can you imagine how much you own in clothing alone?

Click here to get a Renters Insurance Quote

 

His Stuff TV, PS3 or XBox, Stereo Clothes Furniture Cookware Bicycles (special limits) Watch (special limits) Computers (special limits)	Her Stuff TV & Furniture Clothes Cosmetics Cookware Treadmill Jewelry (special limits) Computers (special limits)
Renter's insurance coverages vary from insurance company to insurance company. We help you through the maze of getting the best value in renter's insurance protection.

 

The Renters Insurance Protection that You Need

Core Coverages Personal Property Personal Liability Protection Guest Medical Additional Living Expenses	Great Coverage Options Contents Replacement Cost Personal Injury Coverage Scheduled Personal Property Identity Theft Coverage
Renter's insurance coverages vary from insurance company to insurance company. We help you through the maze of getting the best value in renter's insurance protection.

 

What Causes of Loss Are Covered For Property?

Some of the most common causes of loss under a Renters Insurance Policy:

• Fire
• Theft
• Vandalism
• Smoke
• Explosion
• Windstorm
• Lightning

 

Always read your policy to determine applicable coverage and exclusions. Standard exclusions under a renter's policy would be damage caused by earthquake or flood.

 

Does Your Landlord Require Renters Insurance?

These days, many apartment complexes / property managers are requiring tenants to secure renter's insurance before they will grant you access to the rental property. The reasoning behind this is that a renter's insurance policy includes liability protection. So, in a situation in which you are negligent and cause damage to your unit (maybe you accidentally set fire to the kitchen while cooking up dinner), the interests of the property owner are protected.